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Business Credit Index
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Business Credit Index

Business Credit Index

During the last ten years the Credit Management Research Centre at the University of Leeds in association with the Institute of Credit Management has compiled key credit management indicators from its main Credit Management Quarterly Review survey. The Quarterly Review now has over 2500 regular respondents from the credit industry. Seven of the Key Performance Indicators of the Review have been brought together to form the Business Credit Index (BCI) and analysis has been carried out according to broad industrial activity and size of each respondent company. Overall trends are shown representing a total of 36 quarterly time periods. The latest time period represents data collected from January to April 2008.

The indicators have been developed using a confidence scale of 1-100: 100 represents high (positive) confidence and 1 represents low (negative) confidence. The indicators are as follows;

  • BCI 1 - Late Payment Confidence
  • BCI 2 - Bad Debt Confidence
  • BCI 3 - Credit Sales (Domestic)
  • BCI 4 - Credit Sales (Export)
  • BCI 5 - Economic Conditions
  • BCI 6 - Product/Service Markets
  • BCI 7 - Export Conditions
 
 
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